Rolling Average
Gaidge uses a 3-Month Rolling Average for some of its calculations.
A 3-month average uses the current month plus the prior 2 months. For July, use May, June and July:
To get Net Production vs. Net Collection, divide the averages:
Net Prod/Net Coll 206,282 ÷ 171,082 = 1.2057 → 20.57% (positive if greater than 1)
A number less than 1 will be displayed as negative, so for June
Net Prod/Net Coll = 429,242 ÷ 443,471 = 0.9679 → 1 - .9679(*100) = (-3.21)%